Personal data processing and privacy policy

This policy describes the processing of requests on smirnovinsurance.pro. Operator - Vladimir Smirnov, an individual working under agency agreements. For questions about data, withdrawal of consent and deletion of a request: +7 906 014-41-69 or a personal message via the contacts listed on the website.

What data is needed and why?

When using the form: name, if you specified it, contact for response, selected service, language of request and text of the message. The data is used to answer, clarify the problem and prepare a proposal. Do not indicate passport data, bank card numbers, confirmation codes, medical information in the form, and do not send documents without separate approval.

The basis for processing the request is a separate consent expressed before sending. Failure to submit the form does not prevent you from browsing the site or contacting us by phone. Using the contact for advertising mailings is not included in this consent.

Where and how requests are processed

The website and the primary repository of applications are hosted on a server in Germany. The application is saved in encrypted form. After submitting the form, the message is transmitted to Vladimir Smirnov via the Telegram service; this service processes data according to its own terms. This scheme involves data transfer outside the Russian Federation. Consent itself and this policy do not override applicable data localization requirements.

Only necessary information is collected. Access to applications is limited to the operator and technical persons to whom he has entrusted support with a duty of confidentiality. The content of requests is not placed in the source repository and diagnostic logs.

Storage period and deletion

The initial application on the website is stored for up to 90 days after receipt, unless a different period is required to fulfill a separately formalized relationship or applicable obligation. The entry is then deleted automatically. Backups are replaced within 7 days. Copies of messages in Telegram and materials under a concluded contract require separate deletion or storage for appropriate reasons; they are processed by the operator.

You can request information about the data, its correction, restriction of processing or deletion and withdraw consent through the specified contacts. When contacting us, you will need to reasonably confirm that the request concerns your data. If processing must continue on another legal basis, the operator will explain this.

Transfer to insurer or partner

Submitting a general application does not mean that your data is automatically sent to insurers. The composition of the documents, the recipient and the basis for further transfer for a specific order are agreed upon separately. When concluding a contract, the documents and rules of the relevant insurer also apply.

Technical data

The site does not use advertising trackers or third-party analytics. To protect the form, technical characteristics of the request and limiting the frequency of requests are used for a short time. The IP address is not stored in the application database; A temporary irreversible identifier is used to limit the frequency. Field data is not transmitted until sent. A technical session is used only in a closed operator’s office.

Relevance

The policy is updated when processing changes. The current version of the consent is available before submitting the application. Compliance with localization and operator notification requirements is subject to separate settlement; this page does not confirm the fulfillment of all organizational responsibilities.