[hidden]{display:none!important}html{scroll-padding-top:20px}.service h3 a{text-decoration:none}.service h3 a:hover{text-decoration:underline}.arrow{display:grid;place-items:center;text-decoration:none}.contacts a{display:flex;justify-content:space-between;gap:8px;padding:8px 0;border-bottom:1px solid #bbc7aa;text-decoration:none;font-size:12px}.contacts a:hover,.contact-shortcuts a:hover{text-decoration:underline}.contact-shortcuts a{border:1px solid #bbc7aa;padding:10px 15px;border-radius:3px;text-decoration:none;font-size:12px}.monogram{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:32px;background:radial-gradient(ellipse at 25% 30%,#f2f4e8 0,#d5ddc9 65%);border:1px solid #c7d1ba}.monogram>span{font:italic 72px/1 Georgia,serif;letter-spacing:-.12em;padding-right:8px;color:#486143}.monogram small{font:11px/1.6 'Segoe UI',sans-serif;text-align:center;color:#53634b}.header-right{display:flex;align-items:center;gap:24px}.details-link{display:inline-block;margin-top:10px}.insurers{padding:0 0 45px}.insurers>div{display:grid;grid-template-columns:repeat(3,1fr);border-block:1px solid var(--line);margin-top:20px}.insurers>div span{padding:20px 12px;font:20px/1.3 Georgia,serif;border-bottom:1px solid var(--line)}.insurers>div span:nth-last-child(-n+3){border-bottom:0}.small,.fine-print{font-size:12px;color:var(--muted);line-height:1.6}.payment .text-link{display:inline-block;margin-top:18px}.inquiry-panel{align-self:center}.inquiry-panel h3{font:32px/1.15 Georgia,serif;margin:0 0 20px}.inquiry-panel p{font-size:14px;color:var(--muted)}#contact-direct .button{margin:8px 8px 8px 0}.chosen-service{padding:12px 15px;border-left:2px solid var(--green);background:#f6f8ee}.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.form-status{padding:8px 0}.footer-name{font:24px/1.2 Georgia,serif;text-decoration:none;display:inline-block;margin-bottom:15px}.footer p+p{margin-top:15px}.footer-links{display:grid;gap:9px}.footer-links a{font-size:12px}.footer{padding:40px 0 45px}.mobile-contact{display:none}.article{max-width:880px;padding-top:40px;padding-bottom:70px}.article header{margin:35px 0}.article h1{font:normal clamp(34px,4.5vw,58px)/1.1 Georgia,serif;letter-spacing:-.035em;max-width:850px}.article h2{font:normal 30px/1.2 Georgia,serif;margin-top:40px}.article h3{font-size:20px;margin-top:28px}.back-link{font-size:13px;text-decoration:none}.prose{max-width:740px}.prose p,.prose li{color:var(--muted);font-size:16px}.prose li{padding:5px 0}.prose .lead{font-size:21px;line-height:1.55;color:var(--ink)}.article-note{margin:28px 0;padding:25px;background:var(--sage);border-left:2px solid var(--green);font-size:15px}.article-actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0}.related-links{display:grid;gap:12px}.prose blockquote{border-left:2px solid var(--green);padding-left:22px;margin:25px 0;font:22px/1.5 Georgia,serif}.office-lead{padding:24px 0;border-bottom:1px solid var(--line);overflow-wrap:anywhere}.message-text{white-space:pre-wrap}.office-lead button{border:1px solid #bbc7aa;background:#fffefa;padding:10px;margin:5px 3px 5px 0}.form input[type=checkbox]{min-width:18px;min-height:18px}.form select{min-height:48px}.footer a:focus-visible,.article a:focus-visible{outline-offset:3px}
@media(max-width:720px){body{padding-bottom:76px}.hero{padding-top:28px}.hero h1{font-size:43px}.intro{max-width:100%}.agent{margin-left:8px;width:calc(100% - 8px);max-width:none;grid-template-columns:100px 1fr;gap:17px}.agent-portrait{min-height:205px}.monogram>span{font-size:55px}.monogram small{font-size:9px}.contacts a{font-size:12px;padding:6px 0}.agent h2{font-size:24px}.header-right{gap:15px}.mobile-nav nav{right:0;width:min(270px,calc(100vw - 36px));top:42px;max-height:75dvh;overflow-y:auto}.mobile-nav a{padding:12px}.insurers{padding-bottom:25px}.insurers>div{grid-template-columns:1fr 1fr}.insurers>div span{font-size:17px;padding:16px 6px}.insurers>div span:nth-last-child(-n+3){border-bottom:1px solid var(--line)}.insurers>div span:nth-last-child(-n+2){border-bottom:0}.inquiry-panel h3{font-size:28px}.mobile-contact{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:30;padding:10px 18px max(10px,env(safe-area-inset-bottom));background:#fffefaf5;backdrop-filter:blur(12px);border-top:1px solid var(--line);gap:18px;align-items:center;justify-content:space-between}.mobile-contact .button{min-height:44px;flex:1;font-size:12px;padding:10px}.phone-link{font-size:12px;text-decoration:none}.footer{display:grid;gap:28px;padding:30px 0}.footer-links{grid-template-columns:1fr 1fr;gap:14px}.footer-links a{white-space:normal}.article{padding-top:25px;padding-bottom:40px}.article h1{font-size:36px}.prose .lead{font-size:19px}.prose p,.prose li{font-size:15px}.article h2{font-size:28px;margin-top:30px}.article-note{padding:20px}.article-actions{display:grid}.contact-shortcuts{gap:8px}.contact-shortcuts a{padding:10px;font-size:12px}.service summary{font-size:12px;padding:4px 0}.details-link{font-size:12px}.service .arrow{width:38px;height:38px}.service-main{grid-template-columns:24px 1fr 38px}}
@media(max-width:359px){.hero h1{font-size:38px}.agent{grid-template-columns:78px 1fr;gap:12px;padding:12px}.monogram>span{font-size:43px}.agent h2{font-size:22px}.brand{font-size:11px}.header{gap:10px}.header-right{gap:10px}.brand-mark{width:28px;height:28px}.service h3{font-size:15px}.footer-links{grid-template-columns:1fr}.hero-actions{gap:12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
@media print{.header,.mobile-contact,.footer-links,.contact-shortcuts,.article-actions,.form{display:none}body{background:white;color:black;padding:0}.wrap{width:100%}.article{max-width:none}.prose p{color:black}a{color:inherit}}
.agent{height:auto;min-height:230px;grid-template-columns:38% minmax(0,1fr)}.agent-portrait{height:auto;min-height:220px;align-self:stretch}.agent h2 br{display:block}.agent .contacts{display:flex;flex-direction:column;gap:3px}.agent .contacts a{white-space:nowrap}.agent>div{min-width:0}.agent .location{font-size:11px;line-height:1.5}.agent h2{line-height:1.15}.agent .experience{margin:8px 0}.monogram{min-width:0}.hero{align-items:center}
@media(max-width:720px){.agent{height:auto;min-height:190px;grid-template-columns:92px minmax(0,1fr);gap:15px;padding:14px}.agent-portrait{min-height:170px;height:auto;border-radius:50px 50px 3px 3px}.agent h2{font-size:23px;line-height:1.08;margin:0}.agent .experience{font-size:10px;margin:6px 0}.agent .location{font-size:10px;margin:0 0 5px}.agent .contacts{display:grid;grid-template-columns:1fr 1fr;gap:0 10px}.agent .contacts a{font-size:11px;padding:5px 0;gap:3px}.agent .contacts a:last-child{grid-column:1/-1}.agent .contacts a span{display:none}.hero h1{font-size:38px}.monogram small{font-size:9px}.services-section{padding-top:25px}.hero{padding-bottom:25px}}
@media(max-width:359px){.agent{grid-template-columns:74px minmax(0,1fr);gap:12px;padding:12px}.agent h2{font-size:21px}.agent .contacts a{font-size:10px}.agent .location{font-size:9px}.hero h1{font-size:34px}.monogram>span{font-size:43px}.header-right .language{display:none}.hero .eyebrow{font-size:7px}}
[hidden] { display: none !important; }
.telegram-card { display:flex; align-items:center; gap:20px; margin-top:26px; }
.policy-format { display:table; margin:9px 0 0; padding:3px 9px; border:1px solid #c3ccb6; border-radius:999px; background:var(--sage); color:var(--green); font-size:12px; font-weight:600; line-height:1.5; }
.article .policy-format { margin:0 0 18px; }
.telegram-card .telegram-qr { flex:0 0 150px; display:block; border-radius:14px; overflow:hidden; }
.telegram-card img { width:150px; height:auto; display:block; }
.telegram-card strong { display:block; margin:5px 0 10px; font-size:16px; overflow-wrap:anywhere; }
.telegram-card p { font-size:13px; line-height:1.6; margin:0; }
@media(max-width:420px) { .telegram-card { gap:14px; }.telegram-card .telegram-qr { flex-basis:120px; }.telegram-card img { width:120px; }.telegram-card strong { font-size:14px; } }